Clear fees. A defined scope. No surprises.
Financial planning is personal, and the appropriate engagement depends on the decisions you are facing, the complexity of your financial life, and the level of ongoing support you want.
During the introductory conversation, we will discuss what prompted you to reach out and determine which type of engagement may be appropriate. Before you decide whether to proceed, you will receive a clear explanation of the services included, the work MAP will perform, the applicable fee, and what you can expect from the relationship.
There is no obligation to become a client after the introductory conversation and some basic financial analysis.
Wealth Management
For individuals and families who want ongoing financial planning and investment management within one coordinated relationship.
Wealth Management may include:
- Ongoing portfolio management and investment supervision
- Individualized financial planning
- Retirement-income and distribution planning
- Cash-flow and tax-aware planning
- Coordination with accountants, attorneys, and other professionals
- Periodic review meetings and guidance as circumstances change
The annual advisory fee is based on the amount of assets MAP manages:
The applicable rate is applied to the full amount of assets managed rather than calculated incrementally across tiers. Fees are billed monthly in advance. Accounts belonging to members of the same household may be combined when determining the applicable fee.
| Assets Managed | Annual Advisory Fee |
|---|---|
| Up to $2,000,000 | 0.95% |
| $2,000,001–$5,000,000 | 0.70% |
| $5,000,001–$10,000,000 | 0.30% |
| More than $10,000,000 | Negotiated |
Ongoing Financial Planning
For individuals and families who want a comprehensive financial plan followed by continued advice, monitoring, and support without necessarily engaging MAP to manage their investments.
The engagement includes an initial fee for developing the comprehensive financial plan, followed by a recurring monthly planning fee.
- Consolation: Free
- Comprehensive Financial Plan: Included with ongoing fee
- Ongoing planning fee: 333.33–1,250 per month based on complexity NOT Net Worth
- Pro bono: Please email [email protected] for inquiries (we do offer services for free to those who are struggling financially)
The initial fee may be reduced or waived at MAP’s discretion. The specific fee depends on the scope of the engagement, the complexity of your circumstances, the anticipated time and research required, and the level of ongoing support you need.
Project-Based Financial Planning
For individuals and families seeking help with a specific decision, transition, or clearly defined financial-planning need.
Examples may include:
- Evaluating a retirement decision
- Reviewing Social Security or pension options
- Assessing a workplace-benefits or executive-compensation decision
- Evaluating a concentrated investment position
- Analyzing a major purchase or life transition
- Reviewing a specific investment, insurance, tax, or estate-planning question as part of a broader financial decision
Project-based engagements are priced as either a fixed fee or an hourly engagement:
- Fixed fee: 4,000–25,000
- Hourly fee: $200 per hour
The final fee depends on the project’s scope, complexity, anticipated time, research, and resources required. A portion of the fee may be due when the engagement begins, with the remaining amount due upon completion.
Fees are negotiable and are established before work begins. Clients receiving similar services may pay different fees because their circumstances, planning needs, and level of complexity may differ.
Your final services and fee will be stated in your written advisory agreement. MAP will not increase an agreed-upon advisory fee without your prior consent.
MAP’s fees do not include expenses that may be charged by custodians, brokers, mutual funds, exchange-traded funds, accountants, attorneys, or other third-party professionals. MAP does not receive any portion of those additional expenses.
For complete information about MAP’s services, fees, billing practices, and other disclosures, please review our Form ADV Part 2A.
Not sure which engagement fits your needs?
An introductory conversation is an opportunity to discuss the decisions in front of you, learn how MAP works, and determine whether one of these engagement options may be appropriate. There is no obligation to become a client.